Financial Info

We accept all insurance plans. We're also a participant in the HCF More for Teeth program and a CBHS-preferred provider.

Everbright Dental participates in the Child Dental Benefit Scheme (CDBS), offering eligible children access to quality dental care. Under this program, qualified youngsters can receive dental services at Everbright Dental with a total benefit cap of $1095. 

Everbright Dental is proud to be a CBHS Health Fund Preferred Provider. This means eligible CBHS members can enjoy a range of dental benefits, including set fees and greater rebates on many treatments.

Our Raymond Terrace and Kurri Kurri teams are committed to providing quality, affordable dental care to CBHS members and the wider community. If you’re with CBHS, feel free to contact us to learn more about how you can make the most of your dental cover.

With Afterpay, you can access the dental care you need now and pay later in four interest-free instalments. This flexible payment option helps you manage your budget without delaying important treatment.

Afterpay is a form of credit and is subject to eligibility criteria, late fees, and terms and conditions. Please consider your financial situation before proceeding

Everbright Dental is registered with the public dental service to provide needed dentistry to patients holding an OHFFSS voucher. Public dental staff may issue three different types of vouchers based on the patient's treatment needs:

• Urgent Care Vouchers—To address a specific dental emergency—Valid for one month
• General Care Vouchers—To address general treatment needs—Valid for three months
• Denture Care Vouchers—To cover full or partial dentures—Valid for three months

Public dental staff decide what type of voucher should be issued based on the patient's specific needs. 

Feel free to contact Everbright Dental if you have questions about OHFFSS vouchers. 

The Department of Veterans Affairs (DVA) may cover the cost if you need dental treatment and you're a veteran. Everbright Dental is an approved provider with the DVA, and we can help you with your treatment needs. 

Treatment and dental services must be approved by the DVA prior to completion. Feel free to contact your team at Everbright Dental if you have questions about treatment coverage with the DVA. 

At Everbright Dental, we understand that managing the cost of dental care can sometimes be challenging. That's why we offer ZipPay — a simple, interest-free way to spread out the cost of your treatment over time.

ZipPay allows you to start treatment now and make flexible repayments at your own pace. With quick approval and no upfront deposit, ZipPay makes it easy to access the dental care you need, when you need it.

Benefits of ZipPay:

• No deposit needed
• Always interest-free
• Flexible repayments
• Quick and easy application
• Start treatment sooner

For more information about using ZipPay at Everbright Dental, feel free to contact our Raymond Terrace or Kurri Kurri teams. 

Disclaimer: 

Minimum monthly repayments are required by ZipPay. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and ZipPay waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

We accept the following forms of payment at our dental practices in Kurri Kurri and Raymond Terrace, NSW:  

• Cash
• Debit
• Credit cards